Bitbond small business loans review

Bitbond is the first global lending platform for small business loans. Using blockchain technology to connect creditworthy borrowers with individual and institutional investors. 

Bitbond is a global marketplace lending platform for small business loans.  using the blockchain technology in order to connect both investors and borrowers. Therefore, Bitbond service can operate around the world without the need for banks. The platform small business owners can get financing from both retail and institutional investors.

Bitbond use traditional credit scoring, but rather use alternative data provided during the borrower application in order to rate borrowers.

Investors have the option to invest in loans manually or by using our AutoInvest tool. to create a diversified portfolio in correspondence to your investment criteria in an automated way.

5 reasons for Bitbond’s fixed income investments

1. Diversify your investments globally

With Bitbond you can fund loans of small business owners from all around the world. This includes countries such as the UK, India, Germany and many others. The AutoInvest tool will help you to create a globally diversified portfolio of loans. This way you become less exposed to economic cylces in individual countries. You can start with as little as $5.

2. Join over 1,800 happy investors

Bitbond has users from over 120 countries and is the first global marketplace lending platform for small business loans. Over 1,800 happy individual and institutional lenders have funded more than 1,300 loans through Bitbond. To make our global approach economically feasible, using the bitcoin blockchain as a rail for cross-border payments.

3. Manage your risk easily

All borrowers on Bitbond are carefully checked. This includes a video identity verification and a thorough creditworthiness assessment. Applicants grant Bitbond read access to their business and seller accounts (eBay, Amazon, MecadoLibre, PayPal, bank account, accounting software etc.) for income verification. The machine learning algorithm evaluates the data from these accounts plus we conduct a manual review. Each borrower gets a rating between A and F to let you choose the risk level that you are comfortable with. This helps to keep your fixed income investments safe on Bitbond

4. Unlock high interest rates

Banks offer historically low interest rates on fixed term deposits. The actual return is often negative when inflation is taken into account. Bitbond lets you avoid losing capital with interest rates of 10% to 35%. The expected return is approximately 13% per year in a diversified portfolio after bad debt. You can choose from loan terms of 6 weeks to 5 years. All of this while you help entrepreneurs to grow their business.

  

5. Invest conveniently online

On Bitbond everything is done online. From registration to investing. You don't need to visit a bank branch or fill out papers. Our site is optimized for all types of screens which makes investing even more fun. If you don't have the time to review loans manually you can set up AutoInvest which will create a diversified portfolio according to your preferences. Since Bitbond is so efficient, we charge 0% fees to lenders, meaning you keep all the returns from your fixed income investments.

3 steps to your return

Open your investor account in 1 minute , Register with your name and email address in just a minute. After that we show you how you can add funds to your Bitbond account easily.

Find loans to invest in On Bitbond you can build your portfolio from a diverse selection of loans. Invest in loans manually or activate AutoInvest to save time.

Receive monthly payments Receive monthly payments and keep track of your interest income. Professional portfolio tracking tools are available to all users.

There is a large variety of fixed income investments out there. However, most produce inferior returns due to the current interest rate environment. Most investments do not even compensate for inflation.

Investing in small business loans on Bitbond means earning solid returns. After 3 years your advantage versus a fixed term deposit at a bank can be over $2,600 based on an initial investment of $10,000 (assumptions as outlined below).

 

 

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